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	<title>1kdown.com &#187; Lending</title>
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	<link>http://1kdown.com</link>
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		<title>Clarke and Dawe: Lending merry-go-round</title>
		<link>http://1kdown.com/clarke-and-dawe-lending-merry-go-round</link>
		<comments>http://1kdown.com/clarke-and-dawe-lending-merry-go-round#comments</comments>
		<pubDate>Tue, 03 Jan 2012 06:56:18 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Clarke]]></category>
		<category><![CDATA[Dawe]]></category>
		<category><![CDATA[Lending]]></category>
		<category><![CDATA[merrygoround]]></category>

		<guid isPermaLink="false">http://1kdown.com/clarke-and-dawe-lending-merry-go-round</guid>
		<description><![CDATA[How can broke economies lend money to other broke economies who haven&#8217;t got any money?]]></description>
			<content:encoded><![CDATA[<p>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/5D0VhS8qXT0?fs=1"></param><param name="allowFullScreen" value="true"></param>
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<p>
<div style="float:left;margin:5px;"><img alt="Clarke and Dawe: Lending merry-go-round" src="http://i.ytimg.com/vi/5D0VhS8qXT0/default.jpg" /></div>
<p>How can broke economies lend money to other broke economies who haven&#8217;t got any money?</p>
]]></content:encoded>
			<wfw:commentRss>http://1kdown.com/clarke-and-dawe-lending-merry-go-round/feed</wfw:commentRss>
		<slash:comments>19</slash:comments>
		</item>
		<item>
		<title>Has anyone used the First Choice Lending Servies to get a loan? Is it a scam?</title>
		<link>http://1kdown.com/has-anyone-used-the-first-choice-lending-servies-to-get-a-loan-is-it-a-scam</link>
		<comments>http://1kdown.com/has-anyone-used-the-first-choice-lending-servies-to-get-a-loan-is-it-a-scam#comments</comments>
		<pubDate>Thu, 17 Nov 2011 19:09:58 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[anyone]]></category>
		<category><![CDATA[Choice]]></category>
		<category><![CDATA[first]]></category>
		<category><![CDATA[Lending]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[Servies]]></category>
		<category><![CDATA[used]]></category>

		<guid isPermaLink="false">http://1kdown.com/has-anyone-used-the-first-choice-lending-servies-to-get-a-loan-is-it-a-scam</guid>
		<description><![CDATA[I have recently been approved for a loan through First Choice Lending. The rate and payment plan seems to good to be true? Does anyone know anything about this company?]]></description>
			<content:encoded><![CDATA[<p>I have recently been approved for a loan through First Choice Lending. The rate and payment plan seems to good to be true? Does anyone know anything about this company?</p>
]]></content:encoded>
			<wfw:commentRss>http://1kdown.com/has-anyone-used-the-first-choice-lending-servies-to-get-a-loan-is-it-a-scam/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Has anyone ever been helped by First Choice Lending or by Lending Tree to consolidate debts?</title>
		<link>http://1kdown.com/has-anyone-ever-been-helped-by-first-choice-lending-or-by-lending-tree-to-consolidate-debts</link>
		<comments>http://1kdown.com/has-anyone-ever-been-helped-by-first-choice-lending-or-by-lending-tree-to-consolidate-debts#comments</comments>
		<pubDate>Fri, 11 Nov 2011 01:13:10 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[anyone]]></category>
		<category><![CDATA[been]]></category>
		<category><![CDATA[Choice]]></category>
		<category><![CDATA[consolidate]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[Ever]]></category>
		<category><![CDATA[first]]></category>
		<category><![CDATA[helped]]></category>
		<category><![CDATA[Lending]]></category>
		<category><![CDATA[Tree]]></category>

		<guid isPermaLink="false">http://1kdown.com/has-anyone-ever-been-helped-by-first-choice-lending-or-by-lending-tree-to-consolidate-debts</guid>
		<description><![CDATA[Some guy called my mom from First Choice Lending about helping her with debts. How did they get her number? Is it a scam? I heard of Lending Tree, can they help me even if i have a score of 500 and owe about $10,000 that I am in debt right now.]]></description>
			<content:encoded><![CDATA[<p>Some guy called my mom from First Choice Lending about helping her with debts. How did they get her number? Is it a scam? I heard of Lending Tree, can they help me even if i have a score of 500 and owe about $10,000 that I am in debt right now.</p>
]]></content:encoded>
			<wfw:commentRss>http://1kdown.com/has-anyone-ever-been-helped-by-first-choice-lending-or-by-lending-tree-to-consolidate-debts/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What 11 pieces of information does the Truth In Lending Act require the lender to inform the borrower of?</title>
		<link>http://1kdown.com/what-11-pieces-of-information-does-the-truth-in-lending-act-require-the-lender-to-inform-the-borrower-of</link>
		<comments>http://1kdown.com/what-11-pieces-of-information-does-the-truth-in-lending-act-require-the-lender-to-inform-the-borrower-of#comments</comments>
		<pubDate>Fri, 04 Nov 2011 07:10:32 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[borrower]]></category>
		<category><![CDATA[inform]]></category>
		<category><![CDATA[INFORMATION]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[Lending]]></category>
		<category><![CDATA[Pieces]]></category>
		<category><![CDATA[require]]></category>
		<category><![CDATA[Truth]]></category>

		<guid isPermaLink="false">http://1kdown.com/what-11-pieces-of-information-does-the-truth-in-lending-act-require-the-lender-to-inform-the-borrower-of</guid>
		<description><![CDATA[I dont know what the Truth In Lending Act does but there are 11 pieces of information for the act]]></description>
			<content:encoded><![CDATA[<p>I dont know what the Truth In Lending Act does but there are 11 pieces of information for the act</p>
]]></content:encoded>
			<wfw:commentRss>http://1kdown.com/what-11-pieces-of-information-does-the-truth-in-lending-act-require-the-lender-to-inform-the-borrower-of/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Truth in lending statement financed amount doesn&#8217;t equal loan amount in GFE?</title>
		<link>http://1kdown.com/truth-in-lending-statement-financed-amount-doesnt-equal-loan-amount-in-gfe</link>
		<comments>http://1kdown.com/truth-in-lending-statement-financed-amount-doesnt-equal-loan-amount-in-gfe#comments</comments>
		<pubDate>Fri, 28 Oct 2011 13:13:30 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[doesn't]]></category>
		<category><![CDATA[equal]]></category>
		<category><![CDATA[Financed]]></category>
		<category><![CDATA[Lending]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Statement]]></category>
		<category><![CDATA[Truth]]></category>

		<guid isPermaLink="false">http://1kdown.com/truth-in-lending-statement-financed-amount-doesnt-equal-loan-amount-in-gfe</guid>
		<description><![CDATA[I&#8217;ve received the paperwork for my mortgage and the loan amount in the good faith estimate is $275.5k but the truth in lending disclosure says that the amount financed is 270.7k. Is there something funny going on here?]]></description>
			<content:encoded><![CDATA[<p>I&#8217;ve received the paperwork for my mortgage and the loan amount in the good faith estimate is $275.5k but the truth in lending disclosure says that the amount financed is 270.7k. Is there something funny going on here?</p>
]]></content:encoded>
			<wfw:commentRss>http://1kdown.com/truth-in-lending-statement-financed-amount-doesnt-equal-loan-amount-in-gfe/feed</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Why is lending and borrowing money at interest considered immoral?</title>
		<link>http://1kdown.com/why-is-lending-and-borrowing-money-at-interest-considered-immoral</link>
		<comments>http://1kdown.com/why-is-lending-and-borrowing-money-at-interest-considered-immoral#comments</comments>
		<pubDate>Fri, 21 Oct 2011 19:10:25 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[borrowing]]></category>
		<category><![CDATA[considered]]></category>
		<category><![CDATA[immoral]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[Lending]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://1kdown.com/why-is-lending-and-borrowing-money-at-interest-considered-immoral</guid>
		<description><![CDATA[Why is lending and borrowing money at interest considered immoral as stated by philosophers?]]></description>
			<content:encoded><![CDATA[<p>Why is lending and borrowing money at interest considered immoral as stated by philosophers?</p>
]]></content:encoded>
			<wfw:commentRss>http://1kdown.com/why-is-lending-and-borrowing-money-at-interest-considered-immoral/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>I Still need to know if Woodbridge Lending is a scam or if anyone had dealt with them?</title>
		<link>http://1kdown.com/i-still-need-to-know-if-woodbridge-lending-is-a-scam-or-if-anyone-had-dealt-with-them</link>
		<comments>http://1kdown.com/i-still-need-to-know-if-woodbridge-lending-is-a-scam-or-if-anyone-had-dealt-with-them#comments</comments>
		<pubDate>Sat, 15 Oct 2011 01:20:22 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[anyone]]></category>
		<category><![CDATA[dealt]]></category>
		<category><![CDATA[know]]></category>
		<category><![CDATA[Lending]]></category>
		<category><![CDATA[Need]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[still]]></category>
		<category><![CDATA[them]]></category>
		<category><![CDATA[Woodbridge]]></category>

		<guid isPermaLink="false">http://1kdown.com/i-still-need-to-know-if-woodbridge-lending-is-a-scam-or-if-anyone-had-dealt-with-them</guid>
		<description><![CDATA[My husband and I tried to get a loan through Woodbridge Lending services. After having some issues with them we decided to back out and we are waiting to get our money back. I just need to know if this company is for real or did we get scammed. Has anyone been on their website [...]]]></description>
			<content:encoded><![CDATA[<p>My husband and I tried to get a loan through Woodbridge Lending services.  After having some issues with them we decided to back out and we are waiting to get our money back.  I just need to know if this company is for real or did we get scammed.  Has anyone been on their website lately because I can&#8217;t seem to get it to work?</p>
]]></content:encoded>
			<wfw:commentRss>http://1kdown.com/i-still-need-to-know-if-woodbridge-lending-is-a-scam-or-if-anyone-had-dealt-with-them/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Is lending money subject to the gift tax?</title>
		<link>http://1kdown.com/is-lending-money-subject-to-the-gift-tax</link>
		<comments>http://1kdown.com/is-lending-money-subject-to-the-gift-tax#comments</comments>
		<pubDate>Sat, 01 Oct 2011 13:11:06 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[gift]]></category>
		<category><![CDATA[Lending]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[subject]]></category>

		<guid isPermaLink="false">http://1kdown.com/is-lending-money-subject-to-the-gift-tax</guid>
		<description><![CDATA[Instead of going through a bank, my parents are thinking about lending me the money to purchase a $30k house. We are doing this because the house needs work and the banks do not want to loan to me. I will pay them back $500 per month for 60 months, or until the money is [...]]]></description>
			<content:encoded><![CDATA[<p>Instead of going through a bank, my parents are thinking about lending me the money to purchase a $30k house. We are doing this because the house needs work and the banks do not want to loan to me. I will pay them back $500 per month for 60 months, or until the money is completely paid back.</p>
<p>Is this subject to the gift tax (because it exceeds the Gift Tax Annual Exclusion)? Are there any other tax issues that my parents or I should consider?</p>
]]></content:encoded>
			<wfw:commentRss>http://1kdown.com/is-lending-money-subject-to-the-gift-tax/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>I need help writing an agreement for lending money from my boss to me?</title>
		<link>http://1kdown.com/i-need-help-writing-an-agreement-for-lending-money-from-my-boss-to-me</link>
		<comments>http://1kdown.com/i-need-help-writing-an-agreement-for-lending-money-from-my-boss-to-me#comments</comments>
		<pubDate>Sat, 24 Sep 2011 19:12:48 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[agreement]]></category>
		<category><![CDATA[boss]]></category>
		<category><![CDATA[From]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[Lending]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Need]]></category>
		<category><![CDATA[writing]]></category>

		<guid isPermaLink="false">http://1kdown.com/i-need-help-writing-an-agreement-for-lending-money-from-my-boss-to-me</guid>
		<description><![CDATA[my boss is lending me some money (cash advance) and he asked me to write a letter/agreement were i agree to pay back and get deducted every pay period some money. Does any one have a form or example? Help please!]]></description>
			<content:encoded><![CDATA[<p>my boss is lending me some money (cash advance) and he asked me to write a letter/agreement were i agree to pay back and get deducted every pay period some money. Does any one have a form or example? Help please!</p>
]]></content:encoded>
			<wfw:commentRss>http://1kdown.com/i-need-help-writing-an-agreement-for-lending-money-from-my-boss-to-me/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Private Money Lending: The Ideal Real Estate Investment</title>
		<link>http://1kdown.com/private-money-lending-the-ideal-real-estate-investment</link>
		<comments>http://1kdown.com/private-money-lending-the-ideal-real-estate-investment#comments</comments>
		<pubDate>Sun, 11 Sep 2011 07:12:36 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[Ideal]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Lending]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Private]]></category>
		<category><![CDATA[Real]]></category>

		<guid isPermaLink="false">http://1kdown.com/private-money-lending-the-ideal-real-estate-investment</guid>
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			<content:encoded><![CDATA[]]></content:encoded>
			<wfw:commentRss>http://1kdown.com/private-money-lending-the-ideal-real-estate-investment/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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